Other Questions

The links below will give you more information regarding issues such as Policy Loans, Replacing Coverage and cancellations. If you are unable to find the information that you are looking for, please do not hesitate to contact us!

Policy Loans

If your policy has accrued cash value, you may be eligible to place a loan against your policy.

Paid-Up Insurance

The non-forfeiture provisions of your life insurance policy may give you the option of placing your policy on reduced paid-up insurance.

Extended Term Insurance

The non-forfeiture provisions of your life insurance policy may give you the option of placing your policy on extended term insurance.

Automatic Premium Loans, Paid-Up Insurance, Or Extended Term

If your life insurance policy has accrued cash value and premium is not paid within a specified time, we may either place an automatic premium loan against your policy, place your policy on paid-up insurance or on extended term insurance depending on the provisions of your policy.

Servicing Agent

If you are not able to reach your servicing agent, please do not hesitate to contact a policyowner service representative.

Replacing Coverage

A change in coverage may not be in your best interest.

Suspension of Benefits During Medicaid Eligibility

You may be able to suspend Medicare Supplement insurance premiums and benefits during the time that you are entitled to Medicaid.

Surrender Life Policy for Cash Value

Please consider your decision carefully.

Cancel Due to Death

We are sorry to hear of the passing of any of our policyowners.