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Cancel Due to Death
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We are sorry to hear of the passing of any one of our policyowners or insureds. To report a death, please refer to the appropriate explanation:
Owner of a life insurance policy passes away.
We must change ownership and control to a new owner, usually the insured. The executor of the owners estate must complete and sign an application for contract change. (See "Change Ownership" under the section titled "Requests and Changes".)
Insured under a life insurance policy passes away.
Please submit the death certificate of the policy holder for us to consider payment for this claim.
Insured passes away under an individual policy.
As soon as possible, please provide the date of passing to your Professional Equitable Agent or a Policyowner Service Representative. The policy will be cancelled as of the date of death. Unearned premium, if applicable, will be payable to the Insured's estate.
Insured passes away under a joint policy.
As soon as possible, please provide the date of passing to your Professional Equitable Agent or a Policyowner Service Representative. The deceased insured's coverage will be cancelled and premiums will be re-calculated for the surviving insured. Unearned premium, if applicable, is payable to the surviving insured.