Cancel Due to Death < Back to Menu

We are sorry to hear of the passing of any one of our policyowners or insureds. To report a death, please refer to the appropriate explanation:

  • Owner of a life insurance policy passes away. We must change ownership and control to a new owner, usually the insured. The executor of the owners estate must complete and sign an application for contract change. (See "Change Ownership" under the section titled "Requests and Changes".)
  • Insured under a life insurance policy passes away. Please submit the death certificate of the policy holder for us to consider payment for this claim.
  • Insured passes away under an individual policy. As soon as possible, please provide the date of passing to your Professional Equitable Agent or a Policyowner Service Representative. The policy will be cancelled as of the date of death. Unearned premium, if applicable, will be payable to the Insured's estate.
  • Insured passes away under a joint policy. As soon as possible, please provide the date of passing to your Professional Equitable Agent or a Policyowner Service Representative. The deceased insured's coverage will be cancelled and premiums will be re-calculated for the surviving insured. Unearned premium, if applicable, is payable to the surviving insured.