Policy Loans < Back to Menu

If your policy has accrued cash value, you may obtain a policy loan up to your policy's loan value, as defined in the policy. The loan interest rate is also shown in the policy. Interest will accrue daily and will be due the end of each Policy year. Interest not paid when due will be added to the amount of the loan and will itself bear interest. Outstanding loans and policy loan interest may be repaid at any time.

If you wish to place a loan against your policy, please complete the Policy Loan, Surrender or Nonforfeiture Request Form and either mail or fax it to us. Requirements may vary slightly depending on your particular plan. Please refer to your actual policy for exact requirements. *

Click here to access the form.

* If a policy loan remains outstanding, the amount of the loan plus any interest will reduce the death benefit. The policy will terminate if all outstanding policy loans and interest exceed the cash value.