Cash Benefit Plans


The Insurance Policy That Pays You Cash In The Event Of A Covered Hospitalization

Who needs EquiCash?
Sure, most of us have health insurance and we think that's all we need but consider this:

• The average expenditure for a hospital stay is $8,793.(1)
• The average age of a hospital inpatient is approximately 53; 38% are age 65 years and over and 24% are age 75 years and over.(2)
• The average inpatient hospital length of stay is 5.5 days for people age 65 years and over, 5 days for those aged 45-64 years, and 3.7 days for those aged 15-44 years.(2)
• The increasing number of Americans age 65+ has the potential to greatly increase the nation's already high health care costs. The cost of providing health care for one person age 65+ is approximately three to five times greater than the cost for someone younger than 65.(3)

As concerning as these statistics are, EquiCash is an alternative to help pay the increasing out-of pocket expenses that today's medical insurance does not cover.

Sources:
(1) An American Hospital Association Company, Health Forum, Chicago, IL, AHA Hospital Statistics 2007 Edition.
(2)DeFrances CJ, Lucas CA, Buie VC, Golosinskiy A. 2006 National Hospital Discharge Survey. National health statistics reports; no 5. Hyattsville, MD: National Center for Health Statistics. 2008.
(3)National Center for Health Statistics. Health, United States, 2009: With Special Feature on Medical Technology. Hyattsville, MD. 2010.

The policy described above is not available in all states.
The policy contains certain limitations and exclusions, which may vary by state.

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