Cash Benefit Plans


A Short-Stay Nursing Home Insurance Plan

Why EquiCare® 790?
Many of us, a projected 70% of Americans over the age of 65, will need some type of long term care services at some point during our lifetime.(1) This becomes more likely as we age. Not only is the cost of this care expensive but many of us may not be able to afford to purchase comprehensive long term care insurance protection to cover this need. Equitable Life & Casualty Insurance Company developed EquiCare® 790 to help protect against this financial risk.

EquiCare® 790. With this simple but innovative policy, you can help protect you and your family from the financial risk of a nursing home stay of less than one year. Here are just a few reasons why you may need EquiCare® 790:

• Provides you with up to 350 days of protection (in addition to what Medicare or other coverage provides). That’s up to $105,000 of benefits (at $300/day)!
• Provides reasonably priced protection.
• Provides "Peace of Mind" knowing you and your family are protected for up to 350 days.
• Provides extra benefits for coverage you may have that has not kept up with local care costs.

Sources:
(1)http://www.longtermcare.gov/ltc/mainsite/index/aspx

For specific costs and further details of the coverage, including exclusions, any reductions or limitations and the terms under which the policy may be continued in force, please contact Equitable or an Equitable Agent.

The policy described above is not available in all states.
The policy contains certain limitations and exclusions, which may vary by state.

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