Cash Benefit Plans


A Short-Stay Nursing Home Insurance Plan

EquiCare® 790 has been designed to provide your choice of coverage for some or all of a short term nursing home stay of up to 350 days. Everyone's personal financial situation is different. EquiCare® 790 offers you the options to design a plan of coverage that will fit your individual budget. You can purchase the maximum coverage or keep the cost lower by adding an elimination period. Either way, you make the choice that is right for you and your family.

• You can choose a daily cash benefit from $50/day to $300/day (depending on age) in $10 increments.*
• You can choose a benefit period of 100 days, 150 days, 200 days, 250 days, 300 days or 350 days.*
• You choose an elimination period of 0 days, 30 days or 90 days.
• You qualify for benefits if:
  • You cannot perform two or more of six ADLs (Activities of Daily Living); or
  • You have a cognitive impairment (such as Dementia or Alzheimer’s disease).
• Your EquiCare® 790 is guaranteed renewable as long as you pay your premiums on time.**
• Your EquiCare® 790 offers a 10% discount for couples who are both insured.

* For specific costs and further details of the coverage, including exclusions, any reductions or limitations and the terms under which the policy may be continued in force, please contact Equitable or an Equitable Agent.

**The premium is subject to change but only if the premium changes for all policyowners in your same class of benefits.

The policy described above is not available in all states.
The policy contains certain limitations and exclusions, which may vary by state.