Home Care

You've no doubt heard the phrase, "There's no place like home". Home --- where you feel most comfortable and secure --- where your family and friends are. Today, that comfort and security is even more appealing when it comes to your health care. Think about it … if you suddenly became sick or were injured and were given the choice where you could recover, it would be at home.

The Problem: due to cost control measures and Medicare regulations, hospitals continue to discharge people "quicker and sicker". Many are discharged to nursing facilities to continue recovery. Once released, whether from the hospital or the nursing home, there is often the continuing need for medical and personal care services to achieve a full and complete recovery. And, Medicare pays only limited home care benefits under strict guidelines.

The Answer: affordable insurance protection that goes beyond the limitations of Medicare and pays benefits for the medical and personal care needed to recover from an illness or injury in the comfort of your own home.

Here at Equitable, we were an early pioneer in designing and offering this type of insurance coverage for The Ultimate Generation. In the mid-1980s we were the first insurer to offer comprehensive home health care insurance, to be there when Medicare stops or just isn't there, to assist people in recovering fully from an illness or injury.

Now there is a real choice. You can stay at home to recover. You won't need to go into a nursing home or rehabilitation facility. With today's technology, home care professionals can bring the medical, therapeutic and rehabilitative services you may need right into your home, along with the personal care and homemaker services that help to get you back on your feet again.

… because there is no place like home.