Life Insurance


A gift that will always be remembered. A patented product available only from Equitable.

GRANDgift is a guarantee-issue, whole life insurance policy / gift service designed to provide loving grandparents a unique, timely and affordable gift for grandchildren that will say "I love you" long after they are gone. Plan Highlights:

GRANDgift is also a unique, timely and affordable way to leave money to a church or charitable organization and to be remembered for the gift.

How it works:

On any special occasion selected (i.e.: Christmas, Hanukkah, Birthday, Easter, Anniversary), Equitable will send that grandchild(ren) a check in the amount specified with a special card that describes the arrangements made. Your "gift" will be paid each year, for 10 years.

No doubt, grandchildren will be delighted with the money that is sent. But the true joy and uniqueness of receiving GRANDgift will be the renewed memories of a cherished loved one.

• Issue Ages From 45 to 85



• Guaranteed Issue - No Health Questions



• Minimum $25 per year for 10 years; Maximum $1,000 per year for 10 years



• Premiums Guaranteed to Never Increase



• Coverage From First Day Of Issue



• Extended Reinstatement Period - Protection Against Unintended Lapse



• Premium Payment Plans: Single, 3-year, 5-year, 10-year, or Continuous Pay



• Proceeds Generally Pass Free of Taxes to Beneficiaries

The policy described above is not available in all states. The policy contains certain limitations and exclusions, which may vary by state.

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