Life Insurance

Life insurance with special options designed to help you help your loved ones manage a difficult time and give you peace of mind.

Plan Highlights: Benefits never decrease Premiums never increase Living Benefits Available if a terminal illness strikes Benefits generally pass to your beneficiary free of taxes Benefits paid in single lump sum or other options are available Face amounts from $2,000 to $100,000 Premium payment plans: single pay; 10 year; or continuous

These whole life plans provide you the ability to tailor your coverage to your needs.

EquiLIFE LEGACY® 1:

• Full coverage from the first day
• Optional, for additional premium - Accidental death benefit - double the face amount, triple benefits if death occurs while riding in a common carrier vehicle or due to a terrorist act
• Optional, for additional premium - When confined in a nursing home, no premium payments required

EquiLIFE LEGACY® 2:

• During the first 12 months, the benefit is 30% of the chosen benefit; from the 13th through the 24th month, the benefit is 70%; beginning with the 25th month, the full benefit is payable. If your death is the result of an accident, the full benefit is payable from the first day of your coverage.

EquiLIFE LEGACY® 3:

• If your death occurs during the first 24 months, all of your premiums, plus 10% interest, will be paid to your beneficiary. After 24 months, the full benefit is payable. If your death is the result of an accident, the full benefit is payable from the first day of coverage.