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Life Insurance
Young American Plan
The Young American Plan is a unique modified whole life insurance policy that provides parents and grandparents a means to secure valuable, permanent coverage for their children and grandchildren.
Benefits * Features * Options
Young American Plan
The Young American Plan is a unique modified whole life insurance policy that provides parents and grandparents a means to secure valuable, permanent coverage for their children and grandchildren.
Benefits * Features * Options
- Issued up to Age 25
- Face Amounts - $5,000 to $20,000
- Parents or Grandparents May Apply for Coverage for Children Under Age 25
- Applicants Age 15 to 25 May Apply for Policy on Their Own
- Modified Premium: For Ages 0-25, the annual premium is $20 per $5,000 of coverage. For Age 27 and over, the annual premium increases to $70 per $5,000 of coverage
- Coverage that can't Be Cancelled or Reduced.
- Proceeds Generally Pass Free of Taxes to Beneficiaries

Overview