Life Insurance
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Young American Plan

The Young American Plan is a unique modified whole life insurance policy that provides parents and grandparents a means to secure valuable, permanent coverage for their children and grandchildren.

  • Issued up to Age 25

  • Face Amounts - $5,000 to $20,000

  • Parents or Grandparents May Apply for Coverage for Children Under Age 25

  • Applicants Age 15 to 25 May Apply for Policy on Their Own

  • Modified Premium: For Ages 0-25, the annual premium is $20 per $5,000 of coverage. For Age 27 and over, the annual premium increases to $70 per $5,000 of coverage

  • Coverage that can't Be Cancelled or Reduced.

  • Proceeds Generally Pass Free of Taxes to Beneficiaries




The policy described above is not available in all states.
The policy contains certain limitations and exclusions, which may vary by state.