Long Term Care


Long Term Care Coverage For Those That
May Not Qualify for Traditional Plans

EquiCare 8000 is essential long term care insurance designed to protect against the catastrophic costs of long term health care. Those that may not qualify for customary coverage due to issue age limits or medical history can be covered.

Coverage is available for issue ages 50 through 90.

Pre-existing conditions are covered after 6 months. Coverage is guaranteed renewable for life and premium rates will not increase due to a change in age or health conditions.

EquiCare 8000 provides benefits for stays in Nursing Homes and Assisted Living Facilities. Optional Benefits, available for additional premium, include: Home Care and Community Care*, Inflation Protection, Nonforfeiture, and Return of Premium.

EquiCare 8000 is intended to be a tax-qualified long term care insurance plan.

*Home and Community Care benefits are automatically included in Oregon. EquiCare 8000 is not available in all states.

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