Long Term Care

RecoveryCare

The Advocate Alternative is a long-term care insurance plan that is for those that want comprehensive care at home. With this policy you have your own personal Advocate!

With nursing facility costs averaging $45,000 or more a year, even a short stay can be financially devastating.

RecoveryCare may be the answer for you if you:
  • Want the peace of mind of having protection against the catastrophic expense of nursing home care - even though it may only be for a short time.


  • May not qualify for Long Term Care insurance due to medical history.


  • Desire an affordable alternative to comprehensive Long Term Care insurance.


This policy is not available in all states.

References:
A Shoppers Guide to Long-Term Care Insurance, National Association of Insurance Commisioners, Rev. 1997.

Kemper and Murtaugh, Lifetime Use of Nursing Home Care, The New England Journal of Medicine, February, 1991.

This policy is not available in all states.
Plan Features