Medicare Supplement

EquiChoice

The very year Medicare itself was enacted, Equitable began offering health insurance for America's seniors to cover the costs and services not paid by Medicare.

Today, Equitable offers 3 Medicare Supplement Insurance Plans.

Medicare Supplement by Equitable Life & Casualty

3 Medicare Supplement Plans - A, F and N (see chart below).
Guaranteed renewable with unlimited lifetime benefits.
Simplified Underwriting.
All 3 Plans are available to qualified open enrollees.
Immediate coverage with no waiting period for all Plans- current health conditions are covered immediately.
Fast, friendly personal service - claims are paid in 5 days or less.***
No provider networks - the right to select any doctor, specialist, hospital or medical supplier.

The policy described above is not available in all states. The policy contains certain limitations and exclusions, which may vary by state.

Medicare Supplement Coverage Overview*

	What Medicare Leaves You To Pay (Deductible and Co-Insurance Increase Annually)	Plan A Covers	Plan F Covers	Plan N** Covers
Part A Hospital Care	$1,184 first-day deductible		✓	✓
	Charges for the first three pints of blood	✓	✓	✓
	$296 per day for 61st - 90th day in the hospital	✓	✓	✓
	$592 per day for 91st - 150th day in the hospital	✓	✓	✓
	100% of bills after day 150 in the hospital for an additional 365 days	✓	✓	✓
Skilled Nursing Facility Care	$148.00 per day for 21st - 100th day of a skilled nursing facility stay		✓	✓
Hospice Care Outpatient Prescription Drugs	$5 per prescription for outpatient prescription drugs	✓	✓	✓
Hospice Care Inpatient Respite Care	5% of Medicare's approved amount	✓	✓	✓
Part B Physician Services & Supplies	$147 yearly deductible		✓
	Generally, 20% of the Medicare-eligible charges for physician services and supplies	✓	✓	✓
	Charges for the first three pints of blood	✓	✓	✓
	Physician charges in excess of Medicare-approved amounts		100%
Emergency Care in A Foreign Country	80% of bills after $250 calendar year deductible, up to $50,000 lifetime maximum		✓	✓

* Review the Outline of Coverage for benefit plan details ** Plan N has a $20 copayment for visits to a doctor's office and a $50 copayment for visits to the emergency room. *** Based on verifiable claim data for all Equitable Medicare Supplement claims, for the period January 2007 to December 2011. This is a commercial message from Equitable Life & Casualty Insurance Company, a private insurance company which is not connected with or endorsed by the United States Government or the federal Medicare program.