Medicare Supplement

The Ultimate Choice

The very year Medicare itself was enacted, Equitable began offering health insurance for America's seniors to cover the costs and services not paid by Medicare.

Today, Equitable offers all 10 Medicare Supplement Insurance Plans, including the High Deductible Options, giving seniors freedom of choice in their health care.
  • All 10 Medicare Supplement Insurance Plans A - J, plus 2 High Deductible Options (see chart below).

  • Guaranteed Renewable with unlimited lifetime benefits; premiums subject to change by class.

  • All Insurance Plans available to qualified open enrollees.

  • Immediate coverage with no waiting period for Insurance Plans A through G - current health conditions are covered immediately.

  • Insurance Plans H, I, J and HDJ, contain a 6-month waiting period for pre-existing conditions.

  • Fast, Friendly Personal Service - claims are usually paid in 5 days or less.

  • Freedom of Choice - guaranteeing the right to select any doctor, specialist, hospital or medical supplier.

The policy described above is not available in all states. The policy contains certain limitations and exclusions, which may vary by state.


Benefits by Plan
The Ultimate Choice A B C D E G H I
Basic Benefits¹
Skilled Nursing Coinsurance    
Part A Deductible  
Part B Deductible              
Part B Excess (100%)              
Part B Excess (80%)                  
Foreign Travel Emergency Care    
At-Home Recovery            
Preventive Care                


¹ The Basic Benefits of Plan A are in all plans: they include the Medicare Part A hospital coinsurances plus 365 additional hospital days after Medicare benefits end, the Medicare, Part B coinsurance for doctor services plus the annual blood deductible. "Excess Charge" means the difference between the actual Medicare, Part B, billed charge, not to exceed any charge limitation established by the Medicare program or state law, and the Medicare Approved, Part B, charge.

² Plans F and J have a High Deductible option. Each year you must satisfy the annual deductible amount before benefits are payable. This annual deductible amount does not apply to the separate deductible for foreign emergency care. The High Deductible amount is subject to change each year.

This is a commercial message from Equitable Life & Casualty Insurance Company, a private insurance company which is not an agency of Social Security, Medicare, or any other government agency.