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Annuity

Secure Savings Multi-Year Guarantee Annuity

Short-Term Fixed Annuities are back!

No matter what happens with the stock market, Equitable Secure Savings will credit policyowners with a fixed interest rate every year - even if the stock market declines. This rate will be guaranteed for the guarantee period selected.


Annuity by Equitable Life & Casualty

Plan Highlights:

  • Issue Ages 18 to 90
  • Minimum Single Premium $10,000 Qualified or Non-Qualified
  • Maximum Single Premium $500,000
    (Larger amounts will be considered with Home Office Approval)
  • Guarantee Period 2-year or 5-year terms
  • Growth You Can Count On
    Your premium will earn a guaranteed rate of interest for the guarantee period you choose, regardless of how the stock market performs.
    This guarantee period can be 2 or 5 years.
  • Without A Long Commitment
    After the initial 2-year or 5-year guarantee period, you will have the opportunity to access the full value of your annuity.
    If you are pleased with your growth and would like more, you can continue your contract.
  • Principal Protection
    Are you tired of stock market ups and downs? Your funds in the Secure Savings annuity are 100% principal protected.
    As long as you keep your annuity for the guarantee period, your principal and interest earned are fully guaranteed.
  • Tax Deferral
    All interest earned in annuities is tax deferred. You won't pay taxes on any interest until you access the funds in your annuity.
  • Access To Funds For Life's Curveballs
    Each policy year after the first, you can withdraw up to 5% of your account value without penalty. After the guarantee period, you can access the full account value of your annuity.
  • Income Options
    Upon maturity, you can convert your annuity into a guaranteed income benefit.
  • Wealth Transfer
    Includes a death benefit that guarantees your beneficiary will receive the annuity's full account value. It will be paid as long as an income option has not been elected.


The policy described above is not available in all states. The policy contains certain limitations and exclusions, which may vary by state.